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  • Positive photo ID is required.

  • All applicants 18 and over must completed an application.

  • In the case of multiple residents, at lease one person must qualify.  Incomes cannot be combined unless occupants are married.

  • Application must be completely filled out and signed.  Incomplete applications will not be processed.

  • Each person 18 years and older, including any guarantor if applicable must pay an application fee prior to processing the rental application.  Payments should be made payable to Anderson Point Apartments.

  • Apartments will remain on the market during until an applicant has been approved and all security deposits have been collected.



  • Two (2) years of verifiable, favorable rental history from prior landlord is required.

  • A criminal background check will be performed.



  • Each applicant is required to provide reasonable, reliable, and legal documentation of all income.

  • Examples of income are employee records, income tax records, social security documentation, monthly stipends, trust funds, and other sources that will reflect ability to make monthly rental payments.

  • All income sources must be verifiable and if income cannot be proven the application may be disqualified

  • Applicants must meet ONE of the below requirements.

    • Gross Monthly Income:  Gross income for all applicants to be listed as residents, over the age of 18, in one unit will be combined to establish total Gross Household Income which must meet a minimum of three (3) times the monthly rent.

    • Advance Payment:  The entire lease term may be paid in advance if the applicant is unable to qualify under the income requirements above.  Advance payment will be for the full monthly rent for the entirety of the lease contract and is due in full with the application.  All other qualification standards must be met.

    • Guarantor:  In the absence of any of the above income qualifications a guarantor may be accepted.  See Guarantor qualifications below.

  • Self-employed applicants must provide two years' tax returns or a P&L statement.

  • If applicant is unemployed the application will be denied unless acceptable proof of income from other sources is provided.


  • Applicants must meet ALL of the credit requirements.  Anderson Point Apartments will run a credit report for all applicants. Copies of other credit reports will not be accepted. 

  • A credit score of 590 or above is required.

  • Positive Credit History:  Applicant's negative trade-line entries may not exceed 50%, excluding medical and student loans, in the previous twelve month period.

  • Positive Account History:  Applicants with delinquency or in collections with a utility company, apartment community, or individual property owner will be denied until applicant is able to provide proof of payoff of the debt in full.

  • No Bankruptcy in the previous twelve months:  If the applicant has re-established good credit and bankruptcies are a least one year old, then previous bankruptcies will not immediately disqualify the application. 

  • No Evictions in the past 5 years:  Evictions must older than 5 years with positive rental history re-established.  Positive rental history will be required from most recent landlord.

  • Guarantor:  If all established credit qualifications cannot be met a guarantor may be accepted.  


  • Anderson Point Apartments will run a criminal report for all applicants 18 years old or older.

  • Applicant and subsequent occupancy may be denied at any time based on their criminal history regardless of the applicant's age at the time the offense was committed.  Criminal history for which applicant or occupancy may be denied include, but are not limited to, felony conviction OR any conviction, active parole, the possession, manufacture or delivery of any controlled substance, drug paraphernalia, weapons, moral turpitude, sexual offense, prostitution, fraud or financial crimes, crime against persons or property, or terrorism.


  • Guarantors will be considered when an applicant does not meet the income or credit requirements.

  • A completed Guarantor form, including valid social security number and required supporting documentation must be submitted with the prospective resident's application to be considered in the qualification process.

  • Guarantors agree to guaranty the entire lease contract and all residents listed therein, Guarantors cannot guaranty a lease where they are also listed as a resident or occupant.  

  • Guarantors will not have access to the lease account without the express written authorization of the resident(s).

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